Accident insurance is a type of insurance that covers medical expenses and other costs incurred as a result of an accident. It can be purchased as a standalone policy or as an add-on to a health insurance policy.
What does accident insurance cover?
Accident insurance typically covers medical expenses, including hospitalization, surgery, and rehabilitative care. It may also cover lost wages, if you are unable to work due to your injuries. Some policies may also provide coverage for accidental death and dismemberment.
Why do I need accident insurance?
Even if you have health insurance, it may not cover all of the costs associated with an accident. Accident insurance can help fill in the gaps and ensure that you are not left with a hefty bill.
If you are interested in purchasing accident insurance, be sure to shop around and compare policies to find the one that best meets your needs.